SIP calculator

See what a monthly SIP or investment plan grows to, with an optional yearly step-up.

How a SIP grows

A systematic investment plan (SIP) puts the same amount into a fund every month. Each instalment earns returns, and those returns earn returns of their own. A step-up makes the instalment bigger each year, which adds a lot over long periods.

Is the return guaranteed?

No. Equity funds go up and down. Use a conservative return to plan, and check the fund’s fact sheet for its fees.